Credit card fraud do not happen often, however, there is no telling what dubious people will do especially when the economy is still in shambles. In order to promote safer card use, you must first learn the different scheme that crooks use in order to commit card fraud. If one is not careful, is possible that a person may:
o Steal your card and use it by forging your signature
o Use the details on the card in order to purchase items or services via the phone or through the internet.
o Figure out the access codes of your account and make purchases online.
o Get cash advances at an ATM once they acquire the card and the account details.
o Create duplicates by skimming information off your card.
To prevent being a victim of credit card fraud, it will not hurt to observe several safety measures.
Tip 1: Keep your card in places where it is secure.
Tip 2: Never divulge any access codes, PINs and/or passwords to anyone.
Tip 3: If you jotted down the access codes for your card, disguise them and make sure you keep separated from your cards. Place it somewhere where it is not likely to be stolen or lost at the same instant as your credit cards.
Tip 4: One of the most effective ways trb system to safe credit card use is to create passwords that are difficult to guess. Do not use your birth date, parts of your name, address or other personal details as part of your password. Any of these details are dead giveaways and thieves are likely to use them to guess your access codes.
Tip 5: Never keep online banking access codes in an undisguised form on your computer. The only way you ensure safe credit card use is to use secure websites, those that are strict in terms of security, when purchasing anything online.
Tip 6: Exercise caution and common sense when making online transaction, Make sure that you are purchasing items from legitimate or trust-worthy websites.
Tip 7: Review your account statement thoroughly and promptly. If you spot any discrepancy or you saw information that you cannot understand, do not hesitate to call your card provider’s hotline and ask questions.